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If you're the owner of both the fallen tree and the vehicle, your homeowners insurance policy likely won't cover the damage to your car. If the tree that fell on your car belongs to a neighbor, in many cases, you would likely still rely on the comprehensive coverage in your auto insurance policy.

But, your neighbor's homeowners insurance policy may help cover the damage if it can be proved that the tree fell Estimated Reading Time: 5 mins. Apr 02, Keep in mind that comprehensive auto insurance does not cover the removal of fallen trees or branches, just the damage they can do to your car. You’ll need to find another way to cover the cost of the debris removal. Sep 17, Anytime your car is hit by a falling object, comprehensive coverage will cover the cost of repairs on your vehicle, minus your deductible.

Hitting Fallen Tree On the Road Hitting a tree which has already fallen on the road is handled differently than a tree that has fallen on top of your bushfelling.buzzted Reading Time: 4 mins. Oct 18, Liability only provides coverage for damage you cause to other property so they would need their auto policy to include comprehensive coverage for the damage from the tree to be covered, unfortunately.

They should contact their insurance company to see if, by chance, that was included, but if you know for a fact that their policy only included liability then they would have to pay for the. Jan 15, Unless the tree falls through the garage and also damages the vehicle parked inside of it, your homeowner’s insurance does not cover a tree hitting and damaging your vehicle. In almost all other situations that involve a tree damaging and falling on your car, you are going to turn to your car insurance company to come to the bushfelling.buzzted Reading Time: 8 mins.

May 23, When a tree falls on your car, your options are limited. While you may be able to submit a claim with the homeowner's insurance policy, it will depend on your company and specific policy.

The same goes for your auto insurance policy. If you do not have full or comprehensive coverage, chances are you will have to pay for the damages yourself.